/* Fairway Escrow Inc. — minimalist restyle (Arrive-inspired: light, airy, one accent) */
:root{--navy:#14355C;--navy-d:#0d2647;--gold:#C9992E;--gold-l:#E9C05C;
  --ink:#1b2430;--muted:#5f6b7a;--soft:#93a0af;--line:#e6e9ee;--bg:#F9FAFB;--card:#ffffff}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--ink);font:400 16px/1.7 "IBM Plex Sans",-apple-system,sans-serif}
a{color:var(--navy);text-decoration:none}
img{max-width:100%}
.wrap{width:min(100% - 48px,1120px);margin:0 auto}
/* header — clean white bar */
.top{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.top-in{display:flex;align-items:center;gap:18px;min-height:76px}
.mark{display:flex;align-items:center}
.mark img{height:44px;display:block}
nav.main{margin-left:auto;display:flex;align-items:center;gap:28px;flex-wrap:wrap}
nav.main a{color:#5f6b7a;font-size:14.5px;font-weight:500}
nav.main a:hover,nav.main a.on{color:var(--navy)}
.btn{display:inline-flex;align-items:center;gap:9px;padding:13px 24px;border-radius:10px;color:#fff!important;
  background:var(--navy);font-size:14.5px;font-weight:600;transition:.15s;border:1px solid var(--navy)}
.btn:hover{background:var(--navy-d)}
.btn.ghost{background:#fff;color:var(--navy)!important;border:1px solid #cfd6df}
.btn.ghost:hover{border-color:var(--navy);background:#fff}
.btn.gold{background:var(--gold);border-color:var(--gold);color:#fff!important}
.btn.gold:hover{background:#b8892a}
/* hero — light and airy */
.hero{background:#fff;border-bottom:1px solid var(--line);padding:96px 0 84px;position:relative}
.hero .kick{color:var(--gold);font-size:12.5px;font-weight:700;letter-spacing:.26em;text-transform:uppercase;margin-bottom:20px}
.hero h1{margin:0;font:500 clamp(38px,5vw,58px)/1.12 Fraunces,Georgia,serif;letter-spacing:-.5px;color:var(--navy);max-width:780px}
.hero p.lead{margin:22px 0 0;color:var(--muted);font-size:18.5px;max-width:600px}
.hero .cta{display:flex;gap:13px;flex-wrap:wrap;margin-top:36px}
.trust{display:flex;gap:34px;flex-wrap:wrap;margin-top:52px;padding-top:28px;border-top:1px solid var(--line)}
.trust span{color:var(--muted);font-size:13.5px;display:flex;align-items:center;gap:9px}
.trust b{color:var(--gold)}
/* sections */
section{padding:84px 0}
section.tint{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.kick{color:var(--gold);font-size:12px;font-weight:700;letter-spacing:.24em;text-transform:uppercase;margin-bottom:12px}
h2.sec{margin:0 0 14px;font:500 clamp(28px,3.2vw,38px)/1.15 Fraunces,Georgia,serif;color:var(--navy)}
p.sub{margin:0 0 40px;color:var(--muted);font-size:16.5px;max-width:620px}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.card{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:30px}
.card .ic{display:grid;place-items:center;width:46px;height:46px;border-radius:12px;font-size:21px;margin-bottom:18px;background:#f2f5f9;color:var(--navy)}
.ic.b,.ic.g,.ic.o,.ic.p,.ic.t,.ic.r{background:#f2f5f9;color:var(--navy)}
.card h3{margin:0 0 8px;font:600 18px/1.35 "IBM Plex Sans";color:var(--navy)}
.card p{margin:0;color:var(--muted);font-size:14.5px}
/* steps */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;counter-reset:st}
.step{position:relative;background:#fff;border:1px solid var(--line);border-radius:14px;padding:26px 24px}
.step:before{counter-increment:st;content:counter(st,decimal-leading-zero);font:600 13px "IBM Plex Sans";
  color:var(--gold);letter-spacing:.12em;display:block;margin-bottom:12px}
.step h3{margin:0 0 6px;font:600 16.5px "IBM Plex Sans";color:var(--navy)}
.step p{margin:0;color:var(--muted);font-size:13.5px}
/* the ONE dark accent band */
.band{background:var(--navy);border-radius:20px;color:#fff;padding:56px;display:grid;grid-template-columns:1.2fr .8fr;gap:44px;align-items:center}
.band h2{margin:0 0 12px;font:500 32px/1.2 Fraunces,serif}
.band p{margin:0;color:rgba(255,255,255,.75);font-size:15.5px}
.band ul{margin:20px 0 0;padding:0;list-style:none;display:grid;gap:11px}
.band li{display:flex;gap:11px;font-size:14.5px;color:rgba(255,255,255,.88)}
.band li:before{content:"—";color:var(--gold-l)}
.band .side{display:flex;flex-direction:column;gap:11px}
.band .btn{background:#fff;color:var(--navy)!important;border-color:#fff}
.band .btn.ghost{background:transparent;color:#fff!important;border-color:rgba(255,255,255,.35)}
.band .btn.gold{background:var(--gold);border-color:var(--gold);color:#fff!important}
/* forms */
form.lead{background:#fff;border:1px solid var(--line);border-radius:16px;padding:34px}
form.lead .row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
form.lead label{display:block;font-size:12px;font-weight:600;color:#4a5563;margin:18px 0 6px}
form.lead input,form.lead select,form.lead textarea{width:100%;border:1px solid #d5dbe3;border-radius:10px;padding:13px 15px;
  font:500 15px "IBM Plex Sans";background:#fff;color:var(--ink)}
form.lead input:focus,form.lead select:focus,form.lead textarea:focus{outline:none;border-color:var(--navy);box-shadow:0 0 0 3px rgba(20,53,92,.08)}
form.lead button{margin-top:26px}
.hp{position:absolute;left:-9999px;opacity:0;height:0;overflow:hidden}
/* footer — light minimalist */
footer{background:#fff;border-top:1px solid var(--line);color:var(--muted);padding:56px 0 30px;margin-top:40px}
footer .cols{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:34px;padding-bottom:34px;border-bottom:1px solid var(--line)}
footer .fe img{height:40px}
footer h4{margin:0 0 12px;color:var(--navy);font-size:12.5px;letter-spacing:.08em;text-transform:uppercase}
footer a{display:block;color:var(--muted);font-size:13.5px;margin-bottom:8px}
footer a:hover{color:var(--navy)}
footer .legal{display:flex;gap:18px;flex-wrap:wrap;justify-content:space-between;padding-top:22px;font-size:12px;color:var(--soft)}
/* page head — light */
.phead{background:#fff;border-bottom:1px solid var(--line);padding:72px 0 56px}
.phead h1{margin:0;font:500 clamp(32px,4vw,46px)/1.12 Fraunces,serif;color:var(--navy)}
.phead p{margin:14px 0 0;color:var(--muted);max-width:620px}
/* misc */
.notice{background:var(--navy);color:#fff;border-radius:14px;padding:24px 28px;font-size:15.5px}
.notice b{color:var(--gold-l)}
.doc{max-width:800px}
.doc h2{font:600 21px/1.35 Fraunces,serif;color:var(--navy);margin:36px 0 10px}
.doc p,.doc li{color:#3f4a57;font-size:14.5px}
@media(max-width:960px){
  .grid3{grid-template-columns:1fr 1fr}.steps{grid-template-columns:1fr 1fr}
  .band{grid-template-columns:1fr;padding:38px}
  footer .cols{grid-template-columns:1fr 1fr}
  nav.main{gap:16px}
}
@media(max-width:640px){
  .grid3,.grid2,.steps{grid-template-columns:1fr}
  form.lead .row{grid-template-columns:1fr}
  .top-in{flex-wrap:wrap;padding:10px 0}
  .mark img{height:36px}
  nav.main{width:100%;gap:13px}
  nav.main a{font-size:13px}
  .hero{padding:60px 0 52px}
  section{padding:56px 0}
}